Casal computador feliz

Car Loan

Let us be the drivers of your dream of having a new car.

Why choose Maxfinance?

We offer flexible and personalised car loan solutions to meet your individual needs. With a vast network of partners and an experienced team, we guarantee the best conditions and a hassle-free process. Choose Maxfinance and accelerate towards your new car with confidence and peace of mind.

familia em casa

Simple and hassle-free car loan

Take the complexity out of getting a loan and focus on what really matters: choosing the car that's right for you. Find out how we can make the process easy and hassle-free.

Simulate here
franchising

Do you want to hit the road with a new car?

At Maxfinance, we make it easier than ever. Take control of the steering wheel and find the perfect finance for the car of your dreams.

Simulate here

FAQ

What is a personal loan?

A personal loan is financing without a specific allocation, used for different purposes such as home improvements, health, education, travel, equipment purchase or other personal projects. It is generally processed more quickly than a mortgage loan and does not require property collateral.

Can I repay a personal loan early?

Yes. A personal loan can be settled before the defined term, although early repayment fees may apply. Maxfinance informs you about the specific conditions of each proposal before any agreement is signed.

How long does personal loan approval take?

In many cases, personal loan approval can happen within a few days after the required documentation is submitted. Some banks offer approval in less than 24 to 48 hours for profiles with a good financial assessment.

Can I repay a personal loan early?

Yes. A personal loan can be settled before the defined term, although early repayment fees may apply. Maxfinance informs you about the specific conditions of each proposal before any agreement is signed.

Does a personal loan affect the debt-to-income ratio?

Yes. The monthly instalments of a personal loan are included in the calculation of the debt-to-income ratio analysed by banks. This may affect future applications for mortgage loans or other financing. It is important to manage existing loans consciously.

What documents are needed to apply for a personal loan?

The documents usually requested are: identification document (Citizen Card), tax number, proof of income (latest salary slips), and bank details (NIB/IBAN). Depending on the amount and the bank, additional documentation may be required.

Other simulations

Good financial health is crucial to achieve full happiness. Always know what you can count on with our simulators.

familia em casa

HOUSING CREDIT SIMULATOR

Are you ready to turn your dream into reality? Simulate your mortgage and start drawing up the details of your new house!

casal com mãos seguradas

HOUSING CREDIT TRANSFER

Are you paying more than you'd like for your mortgage? Find out how you can reduce your monthly charges!

casal com mãos seguradas

FINANCIAL CHECKUP

Get a detailed analysis of your financial situation and unlock savings opportunities, optimise your resources and take control of your finances.

homem segurando telemóvel

RPTT AND STAMP DUTY SIMULATOR

The RPTT and Stamp Duty Simulator helps people to accurately calculate their financial expenses, including taxes, when buying property and carrying out various transactions.

Talk with us!

A Credit Intermediary near you!